Appraisal services for Mebane and Alamance County homeowners

The top reasons NC homeowners hire Christina Pearson:

To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
Challenge property tax assessments
To reduce a mortgage payments by removing PMI
Reinstate their Home Equity Line of Credit (or HELOC)
Review a different appraiser's report for verification
In the case of a NC divorce, where property needs to be divided
Determine the true market value of property in question to settle an estate in Alamance county or NC

Do you own a home in or near Mebane? Do you need help deciding the value of your real estate?
Contact Christina Pearson.

We at Christina Pearson understand the individual needs of a consumer in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Christina Pearson are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a very important negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your property's price, and not just you saying how much your home is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value judgement than yours.

Need to cancel PMI?

An attractive way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Christina Pearson, we're experts in helping folks just like you rid yourselves of unneeded PMI insurance.

Challenge Alamance county's assessment of your property

Your local tax assessor may have your home overvalued if you live in a local area that is declining or is not appreciating as much as other houses close by. This means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. An appraisal report from Christina Pearson is your number one weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

If your house is close to a declining area, your lender may just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult from a cash flow angle, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. An appraisal from Christina Pearson can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just accepted a copy of your appraisal and you'd like to have a veteran appraiser double-check it for accuracy or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Christina Pearson can go out and check the subject and comps in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Christina Pearson can help with that too. Even though this is typically requested by banks, you may need to use this service if you suspect mortgage fraud related to your property.